UniCare Health Insurance is easy to understand
So many people simply give up on the daunting task of searching for health insurance and opt to go uninsured. Uninsured is never the right answer. Find a friend, a broker or an agent that can help you sort through the lingo. Many carriers have great explanations on the websites, such as UniCare Health Insurance. UniCare offers a simplistic easy to understand plan called the UniCare Sound plan that has excellent benefits.
UniCare Sound plan offers benefits that are simple and laid out in terms that any average folk can understand. There is a copay for an office visit. One copay, it does not matter if it is a primary provider or a specialist. And no you will not be billed separately for labs and x-rays done at the time of your office visit, it too is covered under this one copay. You can have your annual physical and OB/Gyn with no worries you still just pay the office visit copay. They also have an easy Copay schedule for prescriptions.
The toughest thing for people to understand is the “Total Out of Pocket”. Questions galore, “why do I have a deductible and then still have to pay once it is meet?” “So what will I pay if I go to the hospital?” UniCare Sound makes it simple. Your “Total Out of Pocket” is just your Deductible. Once you meet that UniCare picks up the cost at 100%. So if you go to the hospital and you have a 3000 deductible and your bill is $25,000 you pay your share of $3000 and UniCare pays $22000. Simple enough isn’t it?
UniCare Sound also boost up the plan with some dental and vision care to make it a full package deal worth having.