UniCare Health Insurance

The fact is too many individuals are uninsured between the ages of 19-29.  UniCare has come up with an orginal solution to this staggering statistic in it’s UniCare Sound Plan.  It is uncomplicated  and undisguised, just as the brisk-paced, instant gratification generation of 20 somethings prefer things. 

The UniCare Sound Plan offers easy online applications with automated underwriting.  It is all there online for them, because that is where they are!  Owning a health insurance plan at this age is very appealing.  It gives them a sense of independence.  Problem is most health insurance plans have a complicated enrollment process, complex benefits and time consuming underwriting, this approach does not work for the 20 somethings. 

The UniCare Sound plan offers benefits that the younger generation are looking for.  The rates include dental, medical and vision benefits all in one little compact plan.  Typical rates are from $60-$114.  The plan includes unlimited office visits for only $40 and no need to worry about additional bills for labs, they are included if done the same day in the office (which most physicians will accomadate).  The UniCare Sound Plan emphasizes preventative care as well paying 100% and waiving the deductible.  Also, traditional PPO plans include large out of pocket cost due to deductibles and co insurance (something this generation pay attention to) so the UniCare plan eliminated the co insurance so the total out of pocket is only the deductible.  The 20 somethings are all about spending the extra money on their futures so this is very appealing to them.

I often hear a 20 something say I would like a plan that tells me exactly what I will need to pay and no surprises in the mail.  Most live on a set budget so this is very important to them.   So it makes perfect since that UniCare came up with the UniCare Sound plan when they decided to target this age group of uninsureds.           

The UniCare Sound plan was designed to compete in the market place for the younger uninsured generation.  UniCare has cornered the market once agin with their UniCare Sound plan.  UniCare recognized that the younger generation has a lower priority set for health care and is looking to save money any way they can.  So they set out to design a plan that would combine these attributes and come up with the UnicCare Sound plan as a solution.The UniCare Sound plan is targeted for the 20-40 generation and includes all the fundamental benefits that the younger uninsured generation is concerned with.  It gives them, medical, dental, vision, unlimited doctor copays, ER copays, prescription card, 100% coverage after deductible and a $5 million lifetime maximum. So for those between the ages of 20-40, the UniCare Sound plan provides a health insurance plan that is affordable and  benefit rich!The UniCare Sound is not the only contempory plan that UniCare has designed either.  The New UniCare Solaura HIA (Health Incentive Account) plan was introduced in October.  The UniCare Solaura plan is the by-product of the antquited HSA plan.  It provides all the tried and true functionality of a traditional HSA plan while adding some  futuristic attributes that are competitve to todays market place.  Essentially, the UniCare Solaura HIA rewards the member with money to remain health and manage and maintain their health.Let’s not forget the traditional UniCare Fit plan that many have trusted for years.  It still is a benefit rich and affordable plan that continues to dominate the marketplace with many satisfied members.