Posts Tagged ‘UniCare Solaura’

UniCare Plan that Rewards Your Good Health

Friday, January 18th, 2008

UniCare Health Insurance has introduced a new plan called Solaura HIA (Health Incentive Plan).  UniCare Solaura is a innovational new plan that is attractive to today’s culture.  It is similar to the old veteran of health insurance the Health Savings Account.  The UniCare Solaura has added benefits that not only encourage, but rewards you for staying and getting healthy.

The UniCare Solaura plan first uses your funds (rewards) to pay your covered medical expenses and prescriptions.  And yes, the HIA funds you use do go towards your deductible.  If you have funds left over they then carry over to the next year as long as you are enrolled in the plan.  If you use all of your funds the plan then goes into what is called the bridge, which works like the traditional health care plan.  You must then satisfy your deductible.  Then you may have to meet an additional co insurance where you pay a small percentage for an additional amount.  Once the entire bridge is meet UniCare then pays any future cost of covered expenses and prescriptions.  That is the plan in a  nutshell, but there are so many benefits left to go over that make the plan so unique.

The most attractive benefit is the 100 percent preventative coverage.  If you go to in in network doctor each year for your annual preventative care you pay nothing.  The preventative benefit covers much more then your typical preventative exam as well.  Mammogram, immunizations and numerous screenings are all included in the preventative benefit.

UniCare Solaura also developed the Full Circle Rewards, which is one way to earn funds into your account.  These rewards help you  achieve and maintain good health.  You can earn dollars for taking a health assessment, enrolling in a health coaching program, graduating from the health coaching program, completing the Lifestyle management program to become tobacco free and for completing the Lifestyle Management for the Healthy Weight program.

Another tool available in the UniCare Solaura plan is MedCall.  MedCall is a nurse information line you can answers to many immediate health care questions from registered nurses available 24 hours a day seven days a week.

UniCare Health Insurance Providing for the Younger Generation

Sunday, December 23rd, 2007

The UniCare Sound plan was designed to compete in the market place for the younger uninsured generation.  UniCare has cornered the market once agin with their UniCare Sound plan.  UniCare recognized that the younger generation has a lower priority set for health care and is looking to save money any way they can.  So they set out to design a plan that would combine these attributes and come up with the UnicCare Sound plan as a solution.The UniCare Sound plan is targeted for the 20-40 generation and includes all the fundamental benefits that the younger uninsured generation is concerned with.  It gives them, medical, dental, vision, unlimited doctor copays, ER copays, prescription card, 100% coverage after deductible and a $5 million lifetime maximum. So for those between the ages of 20-40, the UniCare Sound plan provides a health insurance plan that is affordable and  benefit rich!The UniCare Sound is not the only contempory plan that UniCare has designed either.  The New UniCare Solaura HIA (Health Incentive Account) plan was introduced in October.  The UniCare Solaura plan is the by-product of the antquited HSA plan.  It provides all the tried and true functionality of a traditional HSA plan while adding some  futuristic attributes that are competitve to todays market place.  Essentially, the UniCare Solaura HIA rewards the member with money to remain health and manage and maintain their health.Let’s not forget the traditional UniCare Fit plan that many have trusted for years.  It still is a benefit rich and affordable plan that continues to dominate the marketplace with many satisfied members.      

Seguro Medico para su Estilo de Vida

Saturday, December 22nd, 2007

UniCare Solaura HIA plans were designed to help manage a healthy lifestyle as well as manage dollars spent on health care.  UniCare Solaura HIA plan covers preventative services recommended by the U.S. Preventative Services Task Force, the American Cancer Society, American Academy of Pediatrics and the Advicory Committiee on Immunization Practice.  The preventative care benefit covers screenings such as; vision, hearing and lead exposure.  It aslo covers the necessary screenings to detect and treat medical conditions to prevent avoidable illnesses and premature death.  UniCare Solaura plan benefit  allows for colorectal cancer, prostate cancer, diabetes, coronary artery disease, and osteoporsis screenings.  As well as, Mammograms, pelvis exams, pap exams and even contraceptive management.  The UniCare Solaura plan is not limited to the Immunizations it covers either.  It covers Hep A, Hep B, DTP, Varicella (Chicken Pox), Flu, pneumonia, Meningoccocal, Herpes Zoster, MMR, rotavirus and even the new recommended HPV immunization. The UniCare Solaura HIA also offers rewards!  Which mean money in your pocket.  You and your family members can complete a Health Assessment using the easy online UniCare tool.  The assessment helps measure overall health.  Your family will earn $50 in their health account just for participating in the confidential assessment.UniCare SolauraHIA also has 2 health managment programs that can also earn you money in your health account.  There is a Tobacco- Free program that will reward you with $50 in your account for completing the UniCare Solaura program.  The program helps you manage withdrawl symptoms, identify triggers and learn new behaviors and skills to remain a tobacco free person.  It includes phone counsluing support , online tools, and nicotine replacment therapy. UniCare Solaura also has the Healthy Weight program.  It provides personilzed support to help adopt and achieve lifestyle changes neceassry to lose and maintain weight loss.  And yes once again you can earn $50 in health account rewards for completing the Healthy Weight program. In essence, the UniCare Solaura HIA (Healthy Incentive Account) plan pays you to be healthy.  What a wonderful new concept on health insurance.  Proof that UniCare strives to find ways to promote health while at the same time saving money for UniCarememebers.