UniCare Plan that Rewards Your Good Health
Friday, January 18th, 2008UniCare Health Insurance has introduced a new plan called Solaura HIA (Health Incentive Plan). UniCare Solaura is a innovational new plan that is attractive to today’s culture. It is similar to the old veteran of health insurance the Health Savings Account. The UniCare Solaura has added benefits that not only encourage, but rewards you for staying and getting healthy.
The UniCare Solaura plan first uses your funds (rewards) to pay your covered medical expenses and prescriptions. And yes, the HIA funds you use do go towards your deductible. If you have funds left over they then carry over to the next year as long as you are enrolled in the plan. If you use all of your funds the plan then goes into what is called the bridge, which works like the traditional health care plan. You must then satisfy your deductible. Then you may have to meet an additional co insurance where you pay a small percentage for an additional amount. Once the entire bridge is meet UniCare then pays any future cost of covered expenses and prescriptions. That is the plan in a nutshell, but there are so many benefits left to go over that make the plan so unique.
The most attractive benefit is the 100 percent preventative coverage. If you go to in in network doctor each year for your annual preventative care you pay nothing. The preventative benefit covers much more then your typical preventative exam as well. Mammogram, immunizations and numerous screenings are all included in the preventative benefit.
UniCare Solaura also developed the Full Circle Rewards, which is one way to earn funds into your account. These rewards help you achieve and maintain good health. You can earn dollars for taking a health assessment, enrolling in a health coaching program, graduating from the health coaching program, completing the Lifestyle management program to become tobacco free and for completing the Lifestyle Management for the Healthy Weight program.
Another tool available in the UniCare Solaura plan is MedCall. MedCall is a nurse information line you can answers to many immediate health care questions from registered nurses available 24 hours a day seven days a week.