UniCare Health Insurance

UniCare Health Insurance has not only terrific health insurance, but many unique key extras that make their health insurance particularly inviting to today’s consumers.

MedCall is one of these features. UniCare’s MedCall is 24/7 Telephonic access to Health Care Professionals. It puts you in contact with a live nurse 24 hours of the day. This hotline is no extra charge and can answer many health questions such as, symptoms of an illness, procedures and alternatives, medications and side effects, a diagnosis and referrals.

Healthy extensions is another innovative feature UniCare provides at no additional cost to you. As a UniCare member you can take advantage of discounts of up to 50% on many services and products that are key to staying healthy. Products and services like vitamins, nutrition & fitness programs, health clubs, hearing aids, eyeglasses and contacts, skin care, educational material, online services and alternative health practitioners.

Mail Service Prescription Drugs is an addition to your RX benefit that your plan provides. The mail order service allows you to get 60 day supply instead of just 30 on those medications that you take on a regular basis.

So as you can see UniCare Health Insurance gives more then just quality affordable health insurance to individuals in need. They have also made an extra effort to add no cost features that many consumers are looking for in order to take full advantage of health insurance and their own health.

Which insurance plan is right for you? Many people ask this questions and find it difficult to pluck through the variety of plans out their today. UniCare makes it easy. They have a user friendly site that can help you discover the benefits of all the numerous types available.

Selecting the right plan for you and your family requires you to take a look at your needs in these 4 basic areas.

Price- What are the costs of each type of plan? How much can I afford to pay each month?

Features- What services are available on each plan? You wouldn’t want to pay for something that will not benefit you and your family.

Cost Sharing- How much will I be paying for services? Look over each plan to make sure you understand the benefits and limitations.

Access- Is it important for you to see a certain doctor? How flexible are you when it comes to which providers you use? Are you willing to be flexible to save money?

Generally the more risk you agree to accept, the less you pay in monthly premium. Since UniCare plans are month to month plans you can start out with a less desirable plan that fits your budget and change the plan later when your situation changes. The Network of providers does not change so you will not have to worry about a whole new carrier.

If your budget is so that you can afford a higher premium you will get more significant benefits and features from the plans. More services are covered. UniCare pays a larger portion of the cost. Deductibles and Co Insurance are much more favorable.