There is new age health plans emerging. With the growing demand for health insurance that is affordable yet focuses on good health a new kind of plan is taking over. They are plans that help you take control of your health and at the same time save some out of pocket cost.
One of these plans is through the carrier UniCare. They call it the Solaura HIA Plus Plan. Not to be confused with an HSA plan or Health Savings Accounts. HIA is an acronym for Health Incentive Account. You earn funds for improving and staying health.
First, you receive a quarterly allocation in your health account of $125 to help offset some out of pocket cost. For a family that amount is $250. Essentially this money is to help you meet your annual deductible. Unused dollars rollover year to year and there is no limit.
You can earn even more money for you account by promoting healthy behaviors. Earn $50 for completing Health Assessment online, enrolling in their health Management program, Graduating from one of these programs, completing tobacco free program and completing a weight management program.
One thing this plan promotes is Preventative Care. The pay 100% of an annual Preventative Care visit. This visit includes most of the nationally recommended services. It will cover the office visit, many screening test (including a pap smear) and it covers most immunizations.