UniCare Health Insurance

Drinking water is important to maintain good health. When we were a kid in school, we learned that each molecule of water is made up of two hydrogen atoms and one oxygen atom. What you may not have learned is how much water you need in order to be healthy.

Your body is made up of about 60 to 70 percent water. Your blood is mostly water, and your muscles, lungs, and brain all contain a lot of water also. Your body needs water to regulate body temperature and to provide the means for nutrients to travel to all your organs.

You have to continue to provide water to your body, because you lose water through urination and sweating. When you are very active, you lose more water than average. You should consume more water when you are on medications, drink alcohol, or sweat, because these things deplete the water in your body faster than normal.

It is important to keep your body hydrated with water to avoid mild dehydration. Some of the symptoms of mild dehydration are chronic pains in joints and muscles, lower back pain, headaches and constipation. A strong odor to your urine, along with a yellow or amber color indicates that you may not be getting enough water.

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Once you lose the percentage your employer pays. Plus they tack on an administrative fee the COBRA insurance can be very expensive. Many time 100% more then you had paid for the health insurance while employed.

Many people like Maria look for alternatives due to those factors. Maria and her spouse are on the plan. Maria is somewhat healthy, but takes medication for diabetes. Her husband has no health conditions at all. This is where making health insurance decisions get tricky.

Since COBRA is more comprehensive and will not exclude Maria’s pre existing illness she should consider staying on the COBRA insurance. However, since her spouse is relatively healthy she could save money buy finding a alternative health insurance plan, like temporary medical insurance for him.

Temporary medical insurance is typically very inexpensive. Especially, compared to COBRA.

There are drawbacks to consider with temporary health insurance before purchasing. Here are a few things to think about:

1. Temporary health insurance limits the amount of time you can purchase. Usually 6 months to a year at a time. You could find yourself looking for other insurance if the length of uninsured time is longer then first thought

2. Temporary typically excludes pre existing conditions. So even if Maria’s husband is healthy now, if he does become ill in the term purchased when he renews or extends coverage it will no longer be covered. This can backfire if you need coverage longer then they allow.

3. Temporary medical insurance typically covers only major medical. So you can expect to pay out of pocket if her husband should get a sinus infection and have to visit the doctor. Since deductibles are usually high, the insurance would only protect you for a substantial financial burden caused due to an expected illness or injury.

If you would like to take measures to become proactive with your health, here are a few basics:

Get regular medical screenings and checkups. Be sure to discuss concerns.

Try eating more nutritious foods. Start by cutting 1 bad food and replacing it with a good one.

Start exercising, it is great for your heart and mind. It is a fantastic stress reliever.

Stop smoking. Minimize your usage of alcohol.

All of these combined can have you on your way to a long healthy happy life. Don’t be stingy either, share the knowledge. If everyone told 10 people just think about how much money that could save our failing healthcare system. Try to see the big picture! We can change the face of healthcare once educated consumer at a time.

With the recent economy temporary medical insurance is on the rise for individuals and families between jobs.