UniCare Health Insurance

Ajuste su Seguro Medico a Sus Necesidades de Cobertura 

• Unicare cuenta con los seguros reconocidos  por su flexibilidad porque solo con Unicare usted puede disenar el plan de cobertura que se adapte perfectamente a las necesidades individuales de cada uno de los miembros de su familia.

• Ademas, UniCare tiene seguros de salud completamente asequibles y con muchos beneficios como los diferentes deducibles a escoger y a estos se añaden beneficios opcionales también.

• Y por ejemplo cuenta con El plan de UniCare Fit que le da ilimitada visitas a el consultorio  médico con sencillos y bajos copagos de $ 30 por visita. 

• También le da la cobertura de RX.

• Usted paga sólo $ 10 por prescripciones genericas, que en estos días la mayoría de las farmacias le pueden proporcionar, lo que significa que usted puede ahorar centenares de dólares. 

• Ademas puede basar su deducible en su presupuesto, para una prima inferior puede elegir el deducible de $ 5000 y para los que desean que no afecte para nada su bolsillo puede elegir $ 500. 

• En fin, con todos los beneficios que ofrecen los planes Unicare y con toda su flexibilidad, usted no puede dejar de conocerlos y pedir una cotizacion del plan a su medida.

• Llame hoy mismo a The Policy Store y permita que un agente certificado junto a usted disene el plan que se ajusta a sus necesidades de cobertura y empiece ahora a recibir todas las ventajas de los planes Unicare.

• Ajuste su seguro medico a sus necesidades de cobertura

UniCare acknowledges the countless dangers  associated with uncontrolled diabetes including blindness, kidney damage and heart complications. Because we know routine monitoring of blood  glucose levels is extremely important in minimizing risk and maintaining good health , we offer LifeScan and Roche Diagnostics glucose monitoring systems free-of-charge to UniCare members who have been diagnosed with diabetes. WithRobert Hoelscher Robert Hoelscher Robert Hoelscher UniCare Health Improvement Plans (HIP) UniCare Health Insurmembers receive free educational materials and assigned a health coach along with other health professionals who will help the insured understand their disease and help them make the difficult personal behavior changes needed  for the best of their well-being. These plans were created to help members manage the serious conditions that not only come with diabeltes, but with others like asthma and congestive heart failure.

UniCare Short Term Health Insurance is perfect in times of transition and change. Whether you’re going through a period of unemployment or any other temporary lapse of health insurance coverage, UniCare Short Term plans will cover you anywhere from 30 days to 180 days in coverage. What’s good about most short term health  insurance plans is that they have very limited underwriting and can start the day after they are paid for. UniCare Short Term Health Insurance is also perfect if you are waiting for your Group health insurance to start, waiting for open enrollment and you know when the business insurance coverage will start, college students who have “summer insurance gaps”, or are fixing to retire and waiting for state insurance plans starting on your birthday. Whatever your needs may be, UniCare offers various health insurance plans that include pharmacy, dental, and disability insurance and other benefits that the insured can tailor to their specific needs.

UniCare Health Insurance is a must with health care costs are rising everyday, and of all health care expenses, prescription medication costs are the fastest growing. People try and figure the reasons for the dramatic costs of prescription drugs, and they include an aging population with people living longer, and more outpatient care. Unicare’s prescription drug benefits give members convenience, choice, quality and affordability and the program is user friendly for all insured. Upon enrollment with Unicare health insurance, members will receive educational information that includes guides and helpful tools that will explain the most commonly prescribed prescription medications. The insured can take the guide to their doctor to discuss and go over which drug best meets their needs based on clinical need and cost. This eliminates formulary limitations, prior authorizations and other pharmacy restrictions that exist in other pharmacy plans. And for extra convenience, Unicare members can log on to http://uniapp.com for a list of drug categories, and the most popular prescribed drugs and their copayment rates. So what’s best about Unicare insurance is it gives its members choice and allows them to become their own health care advocate

UniCare Health Insurance offers a plan called the Fit plan that makes investing in health insurance worth your money! Not only do you get competitive health benefits, but a few added benefits. Members receive and innovative wellness program. The Healthy Extensions includes up to 50% off a variety of wellness and alternative health services, plus 24 hour access to phone nurse counselors. The telephone hot line answers many of your health questions about symptoms, procedures and alternatives, medications and side effects, diagnosis and referee ls to providers.

UniCare Fit plans give you the option of dental and life insurance that is very affordable. They provide deductibles from $500 - $5000 to fit in any budget. You get unlimited office visits with a $30 copay. Annual physical that includes PSA screening, mammogram and Ob/Gyn exams. With a 5million life time maximum benefit you can rest assure you are not undersold in comparison to most plans on today’s market. The pharmacy benefits are a real money saver. It even offers some Mental Health, Acupressure, Chiropractic care and home health benefits which many plans lack.

UniCare Health Insurance encourages healthy living and gives you the perfect tools to achieve it with their innovative heath plans. It is no secret that health insurance coverage is expensive. It now requires a larger portion of our income then in yesteryears. Due to companies opting out of sharing the cost for employees or not sharing much if any cost for dependents. There is also a larger number of self employed and part time career goers these days.

So it makes since that if you are going to invest so much money into your health insurance that you get a plan that saves you money through benefits. UniCare Health Insurance as a multitude of plans that have money saving benefits for you.

The family oriented Fit plan is perfect for a family. It provides benefits such as; affordable office visit copays that are unlimited with a huge network of providers, negotiated rates that are very competitive in todays market, well visits for adults and children as well as immunizations. The most cost saving benefit for a family is that deductible and co insurance only applies to 2 members, that could result in thousands of dollars in savings.

Then you have the UniCare Saver plan for those individuals looking to save on premium and forfeit the unlimited office visits for just 2 visits with a copay. You still get RX coverage and in fair trade it offers an affordable deductible at only $2000.

Last, but certainly not least you have the UniCare Sound Plan, the gem of all plans out there today. Affordable rates, Unlimited office visits that include lab & x-ray, pays 100% after deductible (creates lower out of pocket) and it even adds a dental and vision benefit to keep you healthy from head to toe!

UniCare Short Term Health Insurance is perfect in times of transition and change. Whether you’re going through a period of unemployment or any other temporary lapse of health insurance coverage, UniCare Short Term Health Insurance will cover you anywhere from 30 days to 180 days in coverage. What’s good about most short term health  insurance plans is that they have very limited underwriting and can start the day after they are paid for. UniCare Short Term Health Insurance is also perfect if you are waiting for your Group health insurance to start, waiting for open enrollment and you know when the business insurance coverage will start, college students who have “summer insurance gaps”, or are fixing to retire and waiting for state insurance plans starting on your birthday. Whatever your needs may be, UniCare offers various health insurance plans that include pharmacy, dental, and disability insurance and other benefits that the insured can tailor to their specific needs.

UniCare Health Insurance  Sound plan  are very popular with younger adults, especially students whose parents love the reliable, affordable health insurance. When you’re young, being able to give out money for health insurance most likely isn’t high on your list of priorities. However, UniCare feels that young single people will be drawn to the Sound Health plan and the plan will dramatically reduce the number of uninsured young people. UniCare Health Insurance  Sound plan was created to lure the younger segment in to the health insurance system by offering benefit rich plans at a very affordable rate. If you are between the ages of 20 – 40 , this should be the first plan to consider because nothing else matches it for the affordable rates. UniCare Health Insurance    Sound plan  is perfect for single adults.

 So many people simply give up on the daunting task of searching for health insurance and opt to go uninsured. Uninsured is never the right answer. Find a friend, a broker or an agent that can help you sort through the lingo. Many carriers have great explanations on the websites,  such as UniCare Health Insurance. UniCare offers a simplistic easy to understand plan called the UniCare Sound plan that has excellent benefits.

UniCare Sound plan offers benefits that are simple and laid out in terms that any average folk can understand. There is a copay for an office visit. One copay, it does not matter if it is a primary provider or a specialist. And no you will not be billed separately for labs and x-rays done at the time of your office visit, it too is covered under this one copay. You can have your annual physical and OB/Gyn with no worries you still just pay the office visit copay. They also have an easy Copay schedule for prescriptions.

The toughest thing for people to understand is the “Total Out of Pocket”. Questions galore, “why do I have a deductible and then still have to pay once it is meet?” “So what will I pay if I go to the hospital?” UniCare Sound makes it simple. Your “Total Out of Pocket” is just your Deductible. Once you meet that UniCare picks up the cost at 100%. So if you go to the hospital and you have a 3000 deductible and your bill is $25,000 you pay your share of $3000 and UniCare pays $22000. Simple enough isn’t it?

UniCare Sound also boost up the plan with some dental and vision care to make it a full package deal worth having.

El alto costo de no estar asegurado

•  Si usted no cuenta con un seguro medico, entonces usted podria encontrarse en riesgo de solamente poder contar con la ayuda de la caridad del estado en caso de una emergencia, lo cual podria no ser adecuado para su condicion.
• Por ejemplo, si usted se enferma de cancer, y usted no cuenta con un seguro medico, para el momento en que adquiera ayuda financiera de un programa de fondos estatal, podria ser muy tarde o estar progresando rapidamente.
• Usted tendria que consultar medicos mientras tanto que podrian recomendarle tratamientos que en un momento dado podrian no ser los adecuados. 
• Ademas de la ruina financiera que es otra calamidad que puede evitar con solo contar con seguro medico.
• Los gastos medicos pueden ser tan altos que lo pueden perseguir por decadas
• Unicare cuenta con muchos planes para adaptarse a su situacion financiera actual.
• Los palnes de salud Unicare pagan el 100% de los gastos dentro de la red, una vez que usted ha cubierto  sus gastos anuales.
• Ademas Unicare tiene el llamado “Unicare Advantage” (Ventaja Unicare) que quiere decir que los proveedores de servicio medicos dentro de la red de Unicare han accedido a aceptar un pago por debajo del promedio en sus servicios incluso antes de que su aportacion haya sido cubierta.
• Esto quiere decir que usted nunca debera pagar el precio completo de los servicios medicos siempre y cuando consulte dentro de la red.
• Hable hoy con un agente para que le responda a todas las preguntas que pudiera tener respecto a los planes Unicare.
• Llame sin costo a The Policy Store, donde nuestros agentes certificados estan esperando su llamada, al numero sin costo 866-526-9669
• Cotice una poliza ahora mismo y no pague el alto costo de no estar asegurado