UniCare Health Insurance

The fact is too many individuals are uninsured between the ages of 19-29.  UniCare has come up with an orginal solution to this staggering statistic in it’s UniCare Sound Plan.  It is uncomplicated  and undisguised, just as the brisk-paced, instant gratification generation of 20 somethings prefer things. 

The UniCare Sound Plan offers easy online applications with automated underwriting.  It is all there online for them, because that is where they are!  Owning a health insurance plan at this age is very appealing.  It gives them a sense of independence.  Problem is most health insurance plans have a complicated enrollment process, complex benefits and time consuming underwriting, this approach does not work for the 20 somethings. 

The UniCare Sound plan offers benefits that the younger generation are looking for.  The rates include dental, medical and vision benefits all in one little compact plan.  Typical rates are from $60-$114.  The plan includes unlimited office visits for only $40 and no need to worry about additional bills for labs, they are included if done the same day in the office (which most physicians will accomadate).  The UniCare Sound Plan emphasizes preventative care as well paying 100% and waiving the deductible.  Also, traditional PPO plans include large out of pocket cost due to deductibles and co insurance (something this generation pay attention to) so the UniCare plan eliminated the co insurance so the total out of pocket is only the deductible.  The 20 somethings are all about spending the extra money on their futures so this is very appealing to them.

I often hear a 20 something say I would like a plan that tells me exactly what I will need to pay and no surprises in the mail.  Most live on a set budget so this is very important to them.   So it makes perfect since that UniCare came up with the UniCare Sound plan when they decided to target this age group of uninsureds.           

UniCare has announced the appointment of their new President and CEO, David W. Fields. Recently Fields was a general manager for the Consumer Services division of Blue Cross Blue Shield of GA. He guided BCBSGA through a period of rapid growth by addressing the needs of the insured and uninsured. His archive of success makes him a great match for UniCare.

The out of work, between jobs and young adults dropping off of mom and dad’s plan have options when it comes to health insurance. UniCare insurance has many plans to choose from, but one very unique plan is the UniCare Short Term plan.

Many people make New Year’s resolutions and most of them include improving health. There is no better way to do that then to enroll in a cost effective benefit rich plan, such as those that UniCare health insurance provides.

UniCare Health Insurance recently released a totally redesigned and improved secure member website that streamlines access for UniCare’s members personalized health and benefit information.  

The changes make navagation much more user friendly.  It requires few more clicks for the UniCare memeber to navagate to specific health information they need.  It requires only a single log-in to access personal health information.  Much of the customer service can easily be handled directly via the internet elimanating the need for calling in for customer service support.

UniCare’s idea is that making members information readily available, giving them more control, will prompt members to seek better and more cost sufficent health care.

The website utilizes the already exisiting Unicare website, which offers a up to date look at members personal claims activity.  This gives members a greater advantage, being able to track health care expenses.  UniCare members can order extra or lost identification cards, print online benefit statements and find physicians and hospitals in their area.  UniCare has also partnered with WebMD, which allows members to access the worlds largest online medical library.

All of these online services give unlimited information at the members fingertips.  This allows them to keep track of cost and expenses.  Saving them tons of money!  It is convenient and easy to understand, helping the UniCare members stay informed and up to date. 

In today’s day and age of the internet UniCare is always improving their tools for members and agents.  I am sure we can look foward to many more changes to the devolepment to Unicare’s website, as well as their products.                 

The UniCare Sound plan was designed to compete in the market place for the younger uninsured generation.  UniCare has cornered the market once agin with their UniCare Sound plan.  UniCare recognized that the younger generation has a lower priority set for health care and is looking to save money any way they can.  So they set out to design a plan that would combine these attributes and come up with the UnicCare Sound plan as a solution.The UniCare Sound plan is targeted for the 20-40 generation and includes all the fundamental benefits that the younger uninsured generation is concerned with.  It gives them, medical, dental, vision, unlimited doctor copays, ER copays, prescription card, 100% coverage after deductible and a $5 million lifetime maximum. So for those between the ages of 20-40, the UniCare Sound plan provides a health insurance plan that is affordable and  benefit rich!The UniCare Sound is not the only contempory plan that UniCare has designed either.  The New UniCare Solaura HIA (Health Incentive Account) plan was introduced in October.  The UniCare Solaura plan is the by-product of the antquited HSA plan.  It provides all the tried and true functionality of a traditional HSA plan while adding some  futuristic attributes that are competitve to todays market place.  Essentially, the UniCare Solaura HIA rewards the member with money to remain health and manage and maintain their health.Let’s not forget the traditional UniCare Fit plan that many have trusted for years.  It still is a benefit rich and affordable plan that continues to dominate the marketplace with many satisfied members.      

UniCare Solaura HIA plans were designed to help manage a healthy lifestyle as well as manage dollars spent on health care.  UniCare Solaura HIA plan covers preventative services recommended by the U.S. Preventative Services Task Force, the American Cancer Society, American Academy of Pediatrics and the Advicory Committiee on Immunization Practice.  The preventative care benefit covers screenings such as; vision, hearing and lead exposure.  It aslo covers the necessary screenings to detect and treat medical conditions to prevent avoidable illnesses and premature death.  UniCare Solaura plan benefit  allows for colorectal cancer, prostate cancer, diabetes, coronary artery disease, and osteoporsis screenings.  As well as, Mammograms, pelvis exams, pap exams and even contraceptive management.  The UniCare Solaura plan is not limited to the Immunizations it covers either.  It covers Hep A, Hep B, DTP, Varicella (Chicken Pox), Flu, pneumonia, Meningoccocal, Herpes Zoster, MMR, rotavirus and even the new recommended HPV immunization. The UniCare Solaura HIA also offers rewards!  Which mean money in your pocket.  You and your family members can complete a Health Assessment using the easy online UniCare tool.  The assessment helps measure overall health.  Your family will earn $50 in their health account just for participating in the confidential assessment.UniCare SolauraHIA also has 2 health managment programs that can also earn you money in your health account.  There is a Tobacco- Free program that will reward you with $50 in your account for completing the UniCare Solaura program.  The program helps you manage withdrawl symptoms, identify triggers and learn new behaviors and skills to remain a tobacco free person.  It includes phone counsluing support , online tools, and nicotine replacment therapy. UniCare Solaura also has the Healthy Weight program.  It provides personilzed support to help adopt and achieve lifestyle changes neceassry to lose and maintain weight loss.  And yes once again you can earn $50 in health account rewards for completing the Healthy Weight program. In essence, the UniCare Solaura HIA (Healthy Incentive Account) plan pays you to be healthy.  What a wonderful new concept on health insurance.  Proof that UniCare strives to find ways to promote health while at the same time saving money for UniCarememebers.              

1. UniCare Health Insurance offers dental options that meet the important need for good oral health.  It was not until a friend of mine, whom did not have dental covergae, that I realized how my UniCare Health Insurance  was so very important to me.  My friend did not have health insurance plan that covered dental and ended up with a costly procedure needing to be done, that she just could not afford.  Had she had UniCare Health Insurance she would have paid just a fraction of the cost of the procedure.   Not only that, but UniCare covers 2 annual cleanings each and every year that could have prevented her costly procedure in the first place!  Regular dental care is important to your overall health as well.  I do not think enough people realize this.  UniCare makes it clear to their members that oral health is an essential part of health and wellness.   Research continues to show that there are links between periodontal disease and some very serious health conditions, which include osteoprosis, heart disease, stroke, low birth weight pregnancy, respiratory infections and diabetes.   UniCare Health Insurance gives UniCare memebers access to quality care , a wide range of dental services, no waiting periods for preventative, diagnostic and basic care (the yearly deductable is even waived for the preventative services).  UniCare gives UniCare members  freedom to choose any dentist.  Of course if you  choose one of UniCare’s contracted dentist you will have substantial savings.  UniCare even provides a dentist referral service free of charge if your current dentist is not contracted.  This was great for me since my dentist was out of network.  All I had to do was call the UniCare Dental Service Name, give my doctors information and UniCare did the rest and before I knew it my dentist was a In Network dentist on my Unicare Health Insurance plan.   My friend now has her own UniCare Health Insurance plan and takes advantage of the wonderful benefits as I do and she never stops thanking me for introducing her to UniCare Health Insurance plans.

UniCare Health Insurance encourages and covers a annual physical (preventative care).  Doctors recommend that if you are between the ages of 30-50 that you have a annual physical.  UniCare  recognizes the advantages of  providing preventive care coverage to its customers.  Health-care professionals recommend you have annual cholesterol screening, colon exam, breast exam and screenings for cervical cancer, all of which UniCare Health Insurance covers.  Preventive Care is designed to catch health problems before they have the chance to become a more harmful disease.  Which in turn reduces cost & prolongs lives.  This is a win win situation for both UniCare and its customers.  UniCare Health Insurance has many more advantages besides just Preventative care, such as; UniCare “Healthy Extensions” program.  The program provides discounts on health and wellness products and services.  This UniCare program offers savings up to 50% to UniCare Health Insurance members on a variety of alternative and wellness products and services by many independent vendors.  UniCareUniCare Health Insurance has teamed with vendors for savings and discounts on products and services, such as; Vitamins, Nutrition and Fitness programs, health clubs, hearing aids, eyeglass and contact lenses, skin care products, educational materials, online resources and even alternative health practitioners.  does not limit their customer care to preventative care either, they have a wide variety of plans all reasonably priced to help the customers meet their needs and receive the medical care they need.         

UniCare Health Insurance is a WellPoint company. UniCare Health Insurance provides health coverage for over thirty-four million people in the United States. UniCare Health Insurance is a nationally recognized insurance company with great reliability Unicare has a large network of providers for individual and group policy holders. Unicare works with its providers to offer great-negotiated rates for Unicare customers. UniCare Health Insurance has a wide variety of health coverage plans in many different price ranges to meet the needs of individuals and families today. UniCare also offers individual short-term health insurance plans.  These UniCare short-term plans are great for individuals or families that have to wait for coverage to start at a new job or after graduation and your parents plan will no longer cover you. These plans offer coverage of up to two million dollars in a members lifetime.  The coverage with a UniCare short-term policy is for individuals needing coverage for 30 to 180 days for various reasons.   So while you are waiting for your insurance at your new job to begin or waiting to get a new job consider UniCare Health Insurance short-term plans.